Short answer: In Albemarle County, USDA soil data flags expansive clay on under 1% of mapped land and a shallow water table on 8%. The median home was built in 1992. That points to drainage and moisture as the first things to check, but every lot is different.
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Albemarle County has 16 FEMA flood insurance losses since 2016 and its housing is newer than the city's (median 1992). Crozet, Earlysville and Keswick homes on slopes or near streams should watch for runoff against foundation walls.
Albemarle County is in EPA radon Zone 2 (moderate). If you seal a crawl space or finish a basement, test for radon.
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Sources
- USDA soil survey summary for Albemarle County (foundationsoils.com): https://foundationsoils.com/va/albemarle-county/
- Virginia counties soil and housing table (foundationsoils.com): https://foundationsoils.com/va/
- EPA map of radon zones: https://www.epa.gov/radon/epa-map-radon-zones